Non-QM decision support

Describe the scenario using voice.

Describe a borrower's scenario by voice or a short form, and get every applicable lender program ranked by real guideline eligibility. Pricing and popularity never determine the order.

Guideline-first Human-verified Source-cited
AI Loan FinderGuidelines live

Purchase, investment SFR, 720 FICO, DSCR 1.10, ITIN.

PurposePurchasePropertySFRCredit720IncomeDSCR 1.10StatusITIN
Ranked by guideline eligibility17 matches
01
Redwood SelectInvestor DSCR · ITIN
Best fit
92fit
02
Atlas Non-QMSFR · 75% LTV
88fit
03
Meridian PrimeAlternative documentation
71fit

This is an underwriting-assistance and research tool. It does not issue loan approvals, credit decisions, or commitments to lend.

Live Non-QM catalog access

Built for mortgage teams navigating deals that do not fit the box.

0Verified lenders
0Programs available
0Pricing factors in ranking
The Nexus workspace

Built around the way a complex file actually moves.

Capture the story, find applicable programs, prepare the file, and sharpen your borrower conversations from one focused workspace.

01 / Input
Listening to borrower scenario...

Voice intake

Describe a scenario out loud, including purchase or refinance, income documentation, citizenship and credit. Nexus captures the vitals and asks only for what is missing.

02 / Ranking
01Redwood SelectEligible program92%
02Atlas Non-QMEligible program88%
03Meridian PrimeEligible program71%

Guideline-first ranking

Every program is checked against the exact scenario. Eligibility decides the ranking. Pricing is never a factor.

03 / Readiness
IncomeReadyPropertyReadyIdentity1 item

Document checklists

A standing reference for exactly what to have ready across Bank Statement, P&L Only, DSCR, Asset Depletion, ITIN, Foreign National and more.

04 / Catalog
120verified lenders
821programs available

Verified lender catalog

120 verified lenders and 821 active programs, each human-verified before it influences a result.

05 / Finder
ITIN · DSCR · 75% LTV

17 eligible programs found

AI Loan Finder

Describe your borrower scenario in plain English. Get matched programs ranked by fit, instantly.

06 / Analysis
Option A$3,412/mo
Option B$3,186/mo

Calculators

Mortgage, DSCR, refinance, closing costs, rent vs. buy, VA entitlement and polished side-by-side loan comparisons.

07 / Language
ENES更多

Scenario details stay structured

Multilingual support

Capture and clarify borrower scenarios across languages while keeping the mortgage details structured for analysis.

08 / Training
Practice call in progress02:14

“What type of income documentation do you have?”

Practice phone call

Rehearse a complex borrower conversation and learn which missing vitals to ask for before a live call.

Guideline intelligence

Every detail becomes a decision point.

Nexus turns a natural borrower conversation into structured scenario vitals, then checks those vitals against verified program requirements.

Explore guideline ranking
Scenario vitals Analysis ready
01
Income12-mo bank statements
02
CitizenshipITIN
03
PropertyInvestment SFR
04
Credit720 FICO
05
PurposePurchase
06
RequestedInterest only
Quick start

NON-QM Nexus, explained in the order you'll use it.

A new broker can move from signup to a first analyzed scenario in under five minutes.

01
Step 01

Choose how to start

Open Voice Scenario and speak naturally, or use New Scenario for a short form. Both paths use the same guideline engine.

Voice ScenarioNew Scenario
02
Step 02

Review the captured vitals

Confirm purpose, occupancy, property, value, loan amount, credit, income documentation and citizenship. Nexus asks only for details that are still missing.

Nine core vitalsOptional details stay optional
03
Step 03

Run and read the analysis

See Best Lender Matches, match drivers, possible issues and Document Needs. Every scenario saves automatically so you can return later.

Guideline-rankedAuto-savedDocument needs

Preliminary scenario analysis only. NON-QM Nexus is a research and decision-support tool. It does not issue loan approvals or commitments to lend.

Built for better conversations

Practice the call. Support the borrower's language.

Great scenario analysis starts with the right questions. Nexus helps teams build confidence before and during the borrower conversation.

Practice phone call

Rehearse the edge cases before the phone rings.

Work through a simulated borrower conversation. Nexus listens for missing scenario vitals and helps you practice the next useful question.

Practice session
02:14
Multilingual support

Keep the mortgage details clear across languages.

Capture and clarify borrower scenarios across languages while the underlying purpose, property, income, credit and citizenship details stay structured.

EnglishEspañolMore languages
Documentation needsScenario-specific

DSCR purchase checklist

Purchase contract

Ready

Entity documents

Ready

Lease or market rent

Ready

Insurance evidence

Needed
Always ready

Know what to collect before the file changes hands.

Use a standing reference for each loan type, then focus the checklist around the specific borrower and matched program.

Bank StatementP&L OnlyDSCRAsset DepletionITINForeign National
Open the toolkit
Modern hillside homes illuminated at dusk
From scenario to direction

A clearer path for the files that do not fit the obvious box.

Move from a complex borrower story to a defensible, guideline-first next step.

The Nexus standard

Useful because the reasoning stays visible.

01

Eligibility decides the ranking

Pricing is never a factor. Nexus ranks programs by how well verified requirements fit the scenario.

02

Verified before it runs

A person verifies extracted guideline rules before those rules can influence an answer.

03

Built for the next action

See match drivers, possible issues and documentation needs, not just a list of lender names.

04

Clear about its limits

Nexus supports research and scenario analysis. It does not issue approvals or commitments to lend.

The order is the promise

Pricing never decides the order. Guideline eligibility does. Every program is checked against the exact scenario, verified by a person, and cited to its source.

Simple, transparent pricing

Full access.
Choose your cadence.

Every membership includes the verified lender catalog, AI Loan Finder, calculators, document checklists and future verified program updates.

Best value · Save $39.96Four required monthly payments

4-Month Commitment

$50.00/ month

After payment four: $59.99/month until canceled

$200.00 total commitment across four months

$50.00 today + three monthly $50.00 charges
Start 4-monthFour-month commitment, then month-to-month until canceled
A better first answer

Know where the deal belongs before the file leaves your desk.

Turn a complex borrower story into a clear, guideline-first next step.

Support: admin@nonqmnexus.com